Unlike the United States, Canada has a publicly funded medicare system that gets most of the services it offers provided for it through the private sector. However, in spite of the fact that the Canadian Health Care Act has provided for provincial and territorial health insurance programs since 1984, and close to 100 percent of Canadians prefer their health system to those in place in the United States, some small businesses still need to provide supplemental coverage. The CHA also specifies certain conditions and criteria that health insurance programs must follow in order to receive federal payments transfers. The CHT, or Canada Health Transfer, takes care of this in support of the health services provided in the provinces and territories in the country.

However, even with these complications, health benefits for small businesses can be a bit more tricky than those of larger companies. In an effort to provide an easier insurance benefits alternative, CEHBP was designed specifically to simplify small business health coverage while still providing all the health benefits that your small business not only expects, but needs.

1. They started by unbundling the employee health premium from life and disability premiums.

2. They have implemented a new plan to use the health benefit premium dollars of the current year and subtract that form the new administration cost as a way to save that is not present in most group health plans.

3. The employee is then given the option to determine the level of funded high deductible insurance which they desire.

4. Finally, the remaining funds are allocated to each employees tax free health benefit account.

ALthough elderly and indigent Canadians receive their pharmaceutical medications covered by public funds, those working for a small business who are not eligible for these kinds of services may need extra help. The Canadian Employee Health Benefits Plan is here to step in and pick up where the CHA has left off.